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Wear now, pay later

Pay in interest free instalments with Splitit using your Mastercard and Visa credit cards (no debit cards).

Quick and Easy

No credit checks, no paperwork, only fill in your card details

Interest-free

Splitit and Rat & Boa will not charge any interests

How it works

Simply select Splitit at checkout and enter your card details

No credit checks required but the total amount is held in reserve on your card to ensure payment

Your first payment is taken immediately. The rest will be paid automatically in monthly instalments

Example

Order Total £900
Pay Today £300 (Total of £600 held on card)
2nd Instalment £300 (Total of £300 held on card)
3rd Instalment £300 (Total of £0 held on card)

IMPORTANT NOTE:

  • A payment authorisation for the outstanding amount of your purchase will be held during the full plan period as security. This hold will be charged ONLY in the event a monthly payment is declined (the authorisation hold might appear as "Pending" on your credit card bill).
  • You must maintain a sufficient "Required Available Credit" amount on your credit card for both the full outstanding amount of your purchase and the monthly payment during the full period of the plan.
  • Your credit card issuer may charge you interest on amounts charged to your credit card unless you pay Your credit card balance in full each month.
  • In case we do not manage to reauthorize the remaining amount of the transaction, you will receive a notice email. In that case, you will have to promptly update your credit card details. In case your bank still refuses to reauthorize the outstanding amount, we will have to charge the full outstanding amount of the transaction at once from your credit card.